1. PRIVACY POLICY

Last updated: 12 March 2026

Introduction

Whitemark Mortgages (“we”, “us”, “our”) is committed to protecting your privacy and handling your personal data transparently and securely.

This policy explains how we collect, use, and protect your personal information when you visit:

http://whitemarkmortgages.co.uk

We process personal data in accordance with:

  • UK General Data Protection Regulation (UK GDPR)

  • Data Protection Act 2018


Who We Are

Whitemark Mortgages provides mortgage and protection advice.

Contact details:

Email: info@whitemarkmortgages.co.uk
Phone: 01491 834055
Address: Howbery Park, Benson Lane, Wallingford, OX10 8BA


Information We Collect

Information You Provide

When you contact us or complete forms on our website, we may collect:

  • Name

  • Email address

  • Telephone number

  • Address

  • Mortgage enquiry information

  • Financial circumstances relevant to mortgage advice

Information Collected Automatically

When you visit our website we may collect:

  • IP address

  • Browser type

  • Device type

  • Website pages visited

  • Date/time of visit


How We Use Your Information

We may use your personal data to:

  • Respond to enquiries

  • Provide mortgage advice

  • Assess mortgage eligibility

  • Contact you about your enquiry

  • Improve our website

  • Comply with legal or regulatory obligations


Legal Basis for Processing

We rely on the following lawful bases:

Consent
Where you submit a contact form or request information.

Contract
Where we are providing mortgage advice services.

Legal obligation
Where required for regulatory or compliance purposes.

Legitimate interests
To operate and improve our business.


Sharing Your Data

We may share your information with:

  • Mortgage lenders

  • Insurance providers

  • Compliance consultants

  • Technology providers (website hosting, CRM systems)

  • Regulatory bodies if required

We only share information where necessary and where safeguards exist.


Data Storage and Security

We take reasonable steps to protect personal data including:

  • Secure systems

  • Restricted access

  • Data encryption where appropriate


Data Retention

We retain information only as long as necessary.

Financial services firms may need to retain records for regulatory compliance purposes (often 5–7 years).


Your Rights

You have the right to:

  • Access your data

  • Correct inaccurate information

  • Request deletion

  • Restrict processing

  • Data portability

  • Withdraw consent

You can contact us at any time to exercise these rights.


Complaints

You may complain to the UK data protection authority:

Information Commissioner’s Office

Website: https://ico.org.uk


2. COOKIE POLICY

What Are Cookies?

Cookies are small text files placed on your device when you visit a website.

They help improve functionality and analyse website usage.


Cookies We May Use

Essential Cookies

Required for website functionality.

Examples:

  • Form submission

  • Security features

Analytics Cookies

Used to understand website traffic.

Example tools may include:

  • Google Analytics

These cookies help us understand:

  • Which pages visitors use

  • Time spent on pages

  • General website behaviour


Managing Cookies

You can control cookies through your browser settings.

You may choose to:

  • Block cookies

  • Delete cookies

  • Receive cookie alerts

Note: disabling cookies may affect website functionality.


3. WEBSITE TERMS & CONDITIONS

Acceptance of Terms

By using this website, you agree to these Terms and Conditions.

If you do not agree, you should not use this website.


Website Information

The content on this website is for general information purposes only and should not be considered financial advice.

Mortgage advice can only be provided after assessing your individual circumstances.


No Guarantee of Mortgage Approval

Submitting an enquiry does not guarantee:

  • Mortgage approval

  • Mortgage offer

  • Financial eligibility

Mortgage approval is subject to lender criteria.


Intellectual Property

All website content including:

  • text

  • graphics

  • branding

  • logos

is the property of WhiteMark Mortgages unless stated otherwise.

Content may not be reproduced without permission.


Website Availability

We aim to keep the website available but do not guarantee uninterrupted access.

We may update or remove content without notice.